Ghana is a leader in digital finance in Africa. In the Volta Region, mobile money, internet banking, and fintech now sit at the center of daily life: market stalls, border trade, fishing and farming communities, schools, clinics, and district assemblies.
Cybercriminals exploit trust, urgency, and gaps in knowledge through MoMo scams, phishing, SIM-swap fraud, impersonation, business email compromise and ransomware.